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GENERAL Definitions:
Access to Approval Card Credit Online.Com Website and
content. Approval Card Credit Online.Com will endeavour to
allow uninterrupted access to the Website, but access to the Website may
be suspended, restricted or terminated at any time. Approval Card Credit
Online.Com reserve the right to change, modify, substitute, suspend or
remove without notice any information or service on the Website from time
to time.
Approval Card Credit Online.Com assume no
responsibility for the content or services of any other websites to or
from which the Website has links.
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Approval Card Credit Online.Com services
Approval Card Credit Online.Com grant you a
non-exclusive, revocable, non-transferable licence to use the software on
our server to access and collect information from the websites of third
party providers as permitted by use of our service.
Using Approval Card Credit Online.Com service allows
you to access software on our server which you are licensed to use (as set
out in clause 3) to obtain information held on our website or from the
websites of third party providers. When you use the service, you may cause
our software to send a request to the third party providers for
information regarding products and/or services. You acknowledge and agree
that when you access and collect information from the third party sites
using our software, you do so on your own behalf and that you have not
appointed us to act as your agent. We simply make our service and software
available to you by which you may access such third party sites.
·
Intellectual Property
The copyright and all other intellectual property
rights in the material contained in Approval Card Credit Online.Com
Website, together with the website design, text and graphics, and their
selection and arrangement, and all software compilations, underlying
source code and software (including applets) belongs to us or our
licensors. All rights are reserved. None of this material may be
reproduced or redistributed without our prior written permission. You may,
however, download or print a single copy for your own non-commercial
off-line viewing.
All rights in Approval Card Credit Online.Com are
owned by Approval Card Credit Online.Com. Other product and company names
mentioned on this Website are the trademarks or registered trademarks of
their respective owners.
You shall retain ownership of the data you submit to
Approval Card Credit Online.Com Website. You grant Approval Card Credit
Online.Com a worldwide, royalty-free, non-terminable licence to use, copy,
distribute, publish and transmit such data in any manner.
·Disclaimer
****Approval Card Credit Online.Com Does Not
Specifically Endorse Any Credit Card Provider, Banks
Or Financial Organization Feature On Approval Card Credit
Online.Com. Website. We Are Only Trying To Compile An Unbiased List Of
Known Instant Online Credit Cards Providers.
We Hold No Legal Or Financial Liability To Any Individual Who Uses
This Information. We Have
Tried Our Best To Provide Accurate Information But We Cannot Be Held
Accountable For Incorrect Or Out Of Date Information About Any Particular
Credit Card. All Financial Information Or Advice Given In This Website Is
The Opinion Of This Site And Should Not Be Considered Professional Advice.
We Accept No Liability For Any Financial Loss Incurred By The Use Of This
Site. For Professional Advice
Contact Your Financial Institution Or Financial Advisor.
Nothing within Approval Card Credit Online.Com
Website is, or shall be deemed to constitute, financial or other advice or
a recommendation to purchase any product or service. Any and all
information provided within Approval Card Credit Online.Com Website is for
general information purposes only. Approval Card Credit Online.Com
strongly recommend that independent professional advice is obtained before
you purchase any product and/or service via Approval Card Credit
Online.Com Website.
***Approval Card Credit Online.Com Does Not
Specifically Endorse Any Credit Card Provider, Banks
Or Financial Organization Feature On Approval Card Credit
Online.Com. Website. We Are Only Trying To Compile An Unbiased List Of
Known Instant Online Credit Cards Providers.
We Hold No Legal Or Financial Liability To Any Individual Who Uses
This Information. We Have
Tried Our Best To Provide Accurate Information But We Cannot Be Held
Accountable For Incorrect Or Out Of Date Information About Any Particular
Credit Card. All Financial Information Or Advice Given In This Website Is
The Opinion Of This Site And Should Not Be Considered Professional Advice.
We Accept No Liability For Any Financial Loss Incurred By The Use Of This
Site. For Professional Advice
Contact Your Financial Institution Or Financial Advisor.
Approval Card Credit Online.Com uses reasonable
endeavours to ensure that the data on the Website is accurate and to
correct any errors or omissions as soon as practicable after being
notified of them. However, Approval Card Credit Online.Com do not
guarantee that the Website will be fault free and we do not accept
liability for any errors or omissions.
Approval Card Credit Online.Com do not monitor,
verify or endorse information submitted by us or third party providers for
inclusion on the Website and you should be aware that such information may
be inaccurate, incomplete or out of date. In particular, we do not
monitor, verify or endorse the information or quotations collected from
the product and service providers as presented to you on the results page.
To the extent permitted by applicable law, we disclaim all warranties,
terms and representations (whether express or implied) as to the accuracy
of any information contained on the Website.
Approval Card Credit Online.Com do not give any
warranty that Approval Card Credit Online.Com Website is free from viruses
or anything else which may have a harmful effect on any technology.
Due to the nature of electronic transmission of data
over the Internet, any liability we may have for any losses or claims
arising from an inability to access the Website, or from any use of the
Website or reliance on the data transmitted using the Website, is excluded
to the fullest extent permissible by law.
Nothing in these terms and conditions excludes or
limits our liability for death or personal injury caused by our negligence
or for our fraud, or excludes or limits our duties or any liability under
the Financial Services and Markets Act 2000, as amended, ("FSMA")
or any conduct of business rules developed pursuant to FSMA.
* For losses that were not foreseeable to both
parties when the contract was made * for losses that were not caused by
any breach on part of the supplier * for business losses and/or losses to
non-consumers. The clauses in 5 above do not affect your statutory rights
Exclusion
of liability for third party providers' products and services
You can apply for and buy a number of products and
services via Approval Card Credit Online.Com Website. Please be aware that
the majority of products and services that appear on Approval Card Credit
Online.Com Website are not provided by Approval Card Credit Online.Com and
are provided by third parties over whom we do not have control. You should
satisfy yourself that you wish to purchase those products or services
before contracting with the third parties. We accept no liability for any
products or services or information provided by third party providers. The
third party providers will be supplying products and services on their own
standard terms and conditions and you should check that you agree to those
terms and conditions before making an application for financial services
products or purchasing other services.
As you view Approval Card Credit Online.Com Website
there may be references to specific terms and conditions that apply to
certain products or services . In such circumstances, it is your
responsibility to refer to such terms and conditions applicable to those
offers.Clause 6 does not affect your Statutory Rights as a consumer.
·Complaints
Approval Card Credit Online.Com aim is at all times to provide you
with an excellent service. However, if you are unhappy with our service
for any reason, please contact Approval Card Credit Online.Com Customer
Services Team by email at complaints@approvalcardcreditonline.com
·Data
protection
Approval Card Credit Online.Com is committed to
protecting your privacy. Our privacy practices are set out in our Privacy
Policy. We may disclose your details or access your account if required to
do so by law, by the Financial Services Authority, the Office of Fair
Trading or any other applicable regulator, compliance monitor,
Governmental or law enforcement agency.
·Termination
Approval Card Credit Online.Com may terminate or
suspend your access to the Website and the services within it at any time.
All disclaimers, indemnities and exclusions in these terms and conditions
shall survive termination of the agreement between us for any reason.
Approval Card Credit Online.Com Website is for your
non-commercial, personal use only and must not be used for business
purposes. For clarification this does not include the booking of travel
for business purposes nor where the area of interest is business finance.
If any provision of this agreement is held to be
unlawful, invalid or unenforceable, that provision shall be deemed severed
and where capable the validity and enforceability of the remaining
provisions of this agreement shall not be affected.
If Approval Card Credit Online.Com fails to enforce a
right under this agreement, that failure will not prevent us from
enforcing other rights, or the same type of right on a later occasion.
Approval Card Credit Online.Com may modify these terms and conditions at
any time. Your continued use of the Website signifies your acceptance of
such modifications.
Except as set out below in this clause, neither party
may assign or transfer any of its rights under these terms and conditions
without the prior written consent of the other. Approval Card Credit
Online.Com may assign or transfer our rights under this agreement pursuant
to a re-organisation of trade or share sale, or to any company in the
Approval Card Credit Online.Com Limited group of companies for our
convenience.
Unless expressly provided in this agreement, no term
of this agreement is enforceable pursuant to the Contracts (Rights of
Third Parties) Act 1999 by any person who is not a party to it.
·Governing
law
These terms and conditions are governed by and
construed in accordance with English law. Any disputes shall be subject to
the exclusive jurisdiction of the English courts, to which each party
submits.
·Credit
Cards and Loans
The products displayed on Approval Card Credit
Online.Com Website are examples of products currently available. Our
selection as it appears on the Website and nothing in these terms and
conditions constitutes advice or a recommendation to purchase a particular
credit card or loan product
Approval Card Credit Online.Com receives commission
and fees from certain lenders who advertise on or are linked to the
Website. We retain the commission and fees and we do not charge you for
the service we offer via the Website.
The Credit cards and loans Pages allow you to compare
products and then link you to the relevant websites of certain mortgage
lenders.
Please be aware that it is very important that before
you apply for a loan or a credit card product you carefully read the terms
on the application form which will include details of the interest rates
applicable and any early redemption charges if relevant
In the event that you decide to apply for a loan or
credit card product selected via Approval Card Credit Online.Com Website,
the full documentation and other relevant details should be sent to you by
the lender and not by us. It is the responsibility of the lender to
provide all relevant documentation to you and we can accept no
responsibility in the event that you do not receive the documentation
requested or expected. Copyright © Approval Card Credit Online.Com 2006
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